Consumer Mathematics

Consumer Mathematics is an elective course open to juniors and seniors only. It concentrates on practical applications of mathematics. Some of the topics included in the course are money management, budgeting, car purchases, house purchases, taxes, investments, and insurance. Students should have taken an Algebra course before this course; this should be the student’s last high school math experience.

eCM Moodle

Click here (or to the left on the Moodle icon) and find a record of all of the slides and problems as worked out on our Promethean whiteboard from each day of class, and much more! You will need to have your LRC login and password (and on your first visit, you might need an enrollment key from me).

Consumer Math meets first or sixth period in Room B201. Bring your brain!

 

Projects & such

The following assignments should be turned in during class on each indicated day:

Day
Assignment
 
#
8/27
Who I Am complete completely
1
8/30
Student/Parental acknowledgments signed & returned
2
8/31
Moodle Log-In Assignment check-in, leave message
3
9/3
Money & Me draft spending log
4a
9/10
Money & Me completed project
4b
   
5

Late work will be penalized 10% for each day that it is overdue.

I will announce extra-credit opportunities in class from time-to-time. In many cases you will also find these posted on our weblog, or noted in the slides from that day's class. Look at each one and consider whether you want to give it a try. Every successful extra-credit submission will replace your lowest homework, classwork, or bellwork score. (Extra-credit work has no effect on projects, or quiz scores.)

 

Make-Up Work

If you are absent for any reason, you should complete the make-up work assigned for the day you missed, from this list:

Day
Lesson
§
Make-up Work
#
8/25
Introduction to Consumer Math
-
none
1
8/26
Syllabus Review
-
none
2
8/27
Weekly to Annual Wages
-
Worksheet 1
3
8/30
Checking Time Cards
-
Worksheet 2
4
8/31
Computing Overtime
-
Worksheet 3
5
9/1

Get Textbooks!!
Writing Answers / Bell Work

1.1
p5: 1-8
6
9/2
Adding & Subtracting with Money
1.2
p7: 1-16, 1-3
7
9/3
What is an Expense Record?
1.3
p9: 1-5
8
9/7
Fixed and Variable Expenses
1.4
p10: 1-4
9
9/8
What is Income?
1.5
p11: 1-6
10
9/9
Multiplying and Dividing with Money
1.6
p13: 1-18, 1-3
11
9/10
How to Save for a Big Expense
1.7
p15: 1-3, 1-8
12
9/13
Problem Solving & Decision Making
1.8
p16: 1-5, 1-8
13
9/14
Chapter 1 Quiz 
Ch 1
p19: 1-8, 1-8
14
9/15
Wrap-up & Review
Ch 1
p17: 1-3; p18: 1-9
15
9/16
What's in a Budget?
2.1
p23: 1-7
16
9/17
Which Budget Items Can Change?
2.2
p25: 1-3
17
9/20
Estimating with Money
2.3
p27: 1-12, 1-4
18
9/21
Big Decision: Start Now, or Wait?
2.4
p29: 1-6
19
9/22
Preparing for the Unpredictable
2.5
p31: 1-6, 1-10
20
9/23
Preparing for Emergencies
2.6
p33: 1-3
21
9/24
Finding an Average
2.7
p34: 1-6, 1-2
22
9/27
The Danger of Extra Money

2.8
2.9

p35: 1-4; p37: 1-6, 1-12
23
9/28
Problem Solving & Decision Making
2.10
p38: 1-5, 1-4
24
9/29
Review & Quiz Prep
Ch 2
tbd
25
9/30
Chapter 2 Quiz 
Ch 2
p41: 1-5, 1-6; p42: 1-7
26
10/1
Yearly/Monthly/Weekly Salaries
3.1
p47: 1-7
27
10/4
Filling Out a Time Card
3.2
p48-49: 1-14, 1-14
28
10/5
Calculating Overtime & Tips
3.3
3.4
p51: 1-8; p53: 1-5
29
10/6
Calculating Job Expenses
3.5
p54: 1-5
30
10/7
Finding the Percent of a Number
3.6
p55: 1-3
31
10/8
More Percentage Practice
3.7
p57: 1-18, 1-3
32
10/11
Calculating Income with Commission
3.8
3.9
p58: 1-6; p59: 1-7
33
10/12
Problem Solving & Decision Making
3.10
p60: 1-4, 1-8
34
10/13
Chapter 3 Quiz 
Ch 3
p63: 1-7, 1-8
35
10/14
What is a Deduction?
4.1
p67: 1-5
36
10/19
How Do You Find Net Pay?
4.2
p69: 1-6
37
10/20
How Do You Find a
Given Percent of Gross Pay?
4.3
p71: 1-4, 1-8
38
10/21
Finding Percent,
Given Part and Whole
4.4
p73: 1-18, 1-3
39
10/22
Calclating the Percent
of Each Deduction
4.5
p75: 1-6
40
10/25
What is Your Taxable Income?
4.6
p77: 1-9
41
10/26
How Do You Read a Tax Table?
4.7
p79: 1-12
42
10/27
Refund or Balance Due?
4.8
p81: 1-10
43
10/28
What is Health Insurance?
4.9
p83: 1-5
44
10/29
How Can You Save Money?
4.10
p85: 1-5, 1-12
45
10/29
What About Retirement?
4.11
p87: 1-6
46
Problem Solving & Decision Making
4.12
p88: 1-4, 1-6
11/1
Cumulative Test, Chaps 1-4
Ch 4
p91: 1-7, 1-5; p92: 1-7
47
11/2
Wrap Up & Review
5.4
p89: 1-4
48
11/3
and on to Q2...
 
49
11/4
How Can A Bank Help You?
5.1
p97: 1-5
50
11/5
Choosing the Best Bank
5.2
p99: 1-5
51
11/8
     
52
11/9
     
53
11/10
     
54
11/11
     
55
11/12
     
56

Make-up work for a day’s absence is due the day following your return to class. If you complete it and turn it in on the first day you return to class, you will receive a 10% scoring bonus. Like other work, it will be penalized 10% for each day that it is overdue.